Fed Quick Tips on Financial Planning

The Federal Reserve Bank of Atlanta recommends these tips for financial planning for your future.

1)    Make and follow a spending plan with long and short-term financial goals.
2)    Pay off your debts wisely to avoid missing your spending goals. 
3)    In your plan, have more than short-term goals.  Include long-term goals, such as savings and retirement. 
4)    If you cannot follow your plan, talk to a financial planner.

Five tips from the Federal Reserve for getting more out of your credit card:

1.    Pay on time each month.
2.    Don’t exceed your credit limit.
3.    Keep away from any unnecessary fees.
4.    Pay more than the minimum payment.
5.    Watch for changes in the terms of your account.