Sign up for the Greenshield Newsletter!

Do you want to know how to save money? Cut your expenses? Form good credit card habits? Grow into a debt-free lifestyle? Our Today newsletter can serve as your monthly road map on the way to financial health and success. Be a smart reader and a smart consumer and subscribe today.

(800) 319-1160
(800) 319-1160

universal default

The End of Universal Default

October 26, 2009 | Kevin Bowen

Among the most interesting provisions in the new credit card reform legislation is the end of the controversial practice known as Universal Default.

The legislation, passed in May and set for full implementation next year, banned the practice, which allowed credit card companies to increase interest rates based on factors that had nothing directly to do with a customer’s account. Read More

Credit Card Universal Default

March 08, 2009

Unlike a car or home purchase, an asset does not secure a credit card purchase. The pay off period for credit card is not set like a mortgage or car loan. Read More

Program results may vary depending upon each client’s dedication to the program and creditor cooperation. Program is not available in all states. Greenshield does not provide debt consolidation, credit counseling, credit repair, legal or bankruptcy services. Links. The Greenshield debt settlement program does not assume or pay its clients’ debts. Settlement estimates are based on past experience.