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tips

Purchasing Major Appliances

July 21, 2009  in
  1. Review the yellow energy guide label for the lowest energy consumption and savings.
  2. Once you have selected your appliances shop at least three retailers for the best price. In some cases you might be able to find exceptional savings if a retailer has a scratch and dent section of the store or by buying a floor model.
 

First Time Home Buyers

July 21, 2009  in
  1. Shop multiple lenders for the lowest-rate mortgage with the fewest attached points. Try and find the shortest-term possible dependant upon what you can afford in monthly payments – the shorter the term the less you pay in interest fees.
  2. Be cautious of loans with ARMs (adjustable rate mortgages). ARMs can vary drastically in monthly payments as the loan ages.
    3. Read More
 

Refinancing Your Mortgage

July 21, 2009  in
  1. As mortgage rates lower it might be wise to investigate a better interest rate on your current mortgage. Take into account closing cost, points, fees, lower monthly payment, etc. to find out if you will save over the term of the new loan against your current one.
    2. Read More
 

Program results may vary depending upon each client’s dedication to the program and creditor cooperation. Program or debt help is not available in all states. Greenshield does not provide debt consolidation, credit counseling, credit repair, legal or bankruptcy services. Links. The Greenshield debt settlement program does not assume or pay its clients’ debts. Settlement estimates are based on past experience.