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(800) 319-1160
(800) 319-1160

legislation

Exit Dodd, Enter Johnson?

January 19, 2010 | Kevin Bowen

A coming retirement from the United States Senate could lead to a change in the legislative approach toward credit card companies. Read More

Fed Changes Minimum Payment Display

January 12, 2010 | Kevin Bowen

New rules implemented by the Federal Reserve will make it easier for credit card users to understand their payments and harder for credit card companies to stick consumers with a lowball minimum payment. Read More

The End of Universal Default

October 26, 2009 | Kevin Bowen

Among the most interesting provisions in the new credit card reform legislation is the end of the controversial practice known as Universal Default.

The legislation, passed in May and set for full implementation next year, banned the practice, which allowed credit card companies to increase interest rates based on factors that had nothing directly to do with a customer’s account. Read More

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