loans

As the economy continues to limp, major banks continue to tighten their credit, according to a Federal Reserve survey. 

The April survey asks domestic banks about their lending practices in recent months. The survey gives a snapshot of the state of credit in the country and clues to the overall state of the economy. Read More

The credit granting world has undergone incredible changes in the past 18 months. Zero percent financing on auto loans, no matter what you’ve seen claimed on television, is nearly extinct. Read More

You are up to your neck in credit card debt and the water is still rising. You’re barely treading water with the monthly minimums on your credit cards that are already maxed out. Your sleep is restless; you wake in the middle of the night fretting about your financial options and have trouble getting back to sleep. You see a multitude of television commercials for debt consolidation loans. Read More