interest

If you are in debt, it’s quite possible that you might never have had a savings account. Don’t feel badly if you haven’t. Let’s go over some of the basics and explain why it might be a good idea that can help you financially in the future. Read More

Much like credit counseling, debt settlement agencies work with you and your creditors to help you become debt free. However, unlike credit counseling agencies, who work with your creditors to get you a lower interest rate, debt settlement agencies work with your creditors to reduce your debt balance. Sounds pretty easy? There are some drawbacks and things to avoid… Read More

Citing the need to help consumers beleaguered by their credit card debt, the U.S. Senate has passed legislation that would ban abusive practices by credit card companies. Read More