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(800) 319-1160
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credit counseling

Credit Counseling - Effective for Bankruptcy?

January 05, 2010 | Kevin Bowen

When the U.S. Congress changed the nation’s bankruptcy laws in 2005, the law included a provision that all people seeking bankruptcy needed to attend a credit counseling session before being able to file.

The idea was to provide the consumer with an opportunity to see if their debt could be handled with a method short of declaring bankruptcy. Read More

Things to Know About a Credit Counseling Agency

December 30, 2009 | Kevin Bowen

When looking to take care of your debt with a credit counseling service, there are several issues that you might want to research before you choose a particularly agency. Read More

Debt Settlement Tops, Study Finds

August 28, 2009 | Kevin Bowen

Debt Settlement offers the most of any debt relief service, a study finds.

The study, conducted by Southern Methodist University professor Richard Breisch, says debt settlement provides the greatest value among the several types of debt relief programs. Debt settlement accomplishes its aims by attacking the principal on the debt.   Read More

Program results may vary depending upon each client’s dedication to the program and creditor cooperation. Program or debt help is not available in all states. Greenshield does not provide debt consolidation, credit counseling, credit repair, legal or bankruptcy services. Links. The Greenshield debt settlement program does not assume or pay its clients’ debts. Settlement estimates are based on past experience.